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STEPS Toward Homeownership

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The CALIFORNIA ASSOCIATION OF REALTORS® STEPS Toward Homeownership addresses housing affordability from the perspective of financial literacy. Did you know over half of all renters in California thought you needed at least 20% down to purchase a home (C.A.R. 2019 Renter’s Survey)? The reality is there are programs available that enable a purchase with much lower down payments.  This program brings relevant information to our members about credit scores, financial planning, leveraging down payment resources and options for low to moderate income earners so that we can educate our buyers. The CALIFORNIA ASSOCIATION OF REALTORS® supports RESPONSIBLE homeownership. 

Where we’re STEPPIN’ to next:

STEPS Toward Homeownership in Bakersfield, CA


Date: May 29, 2020
Time: 9:30 AM - 2:30 PM
Location: Double Tree Hotel, Modesto, California

 

The STEPS Toward Homeownership full-day program provides resources for REALTORS® to educate renters, prospective first-time home buyers, clients who have had a prior foreclosure or short sale, and Baby Boomers interested in helping their children or grandchildren become responsible homeowners. Experts will share philosophies on:

  • Strategies for Financial Health
  • Trends in the Economic Environment
  • Engaging in the Process
  • Products for Success
  • Support from Beginning to End

What's in it for me?:

Attendees will acquire financial literacy knowledge and strategies to bolster your referral pipelines in the local community and  help prospective buyers with financing expectations, down payment assistant options, and FHA vs. conventional loan programs.

 
Topics:

Why Homeownership Matters

What Makes the Homeownership Expert

Financial Planning:- Interactive Workshop of STEPS

  • Budget Preparedness
  • Homebuyer Readiness Education
  • FICO / Credit Requirements
  • Documentation Materials that may be Necessary

Leveraging Down Payment Assistance (DPA):

  • Available 2nd TD's (Zero Interest & Forgiven Loans)
  • Homebuyer Grants & Programs
  • Mortgage Certificate Credits (MCCs)

Homeownership Prep:

  • Information about FHA, Conventional, Jumbo, and Special Loan Program

and much more...

 
Register Today!

Planned STEPS Panelists Include:

 

Carolyn Sunseri - Golden State Finance Authority
Carolyn Sunseri 
Golden State Finance Authority

Yong Choi
Yong Choi

Movement Mortgage

Molly Ellis
Molly Ellis
California Housing Finance Agency (CalHFA)

Abel Fregoso Jr.
Abel Fregoso jr.
Homebridge Financial

Faramarz Moen-Ziai
Sandra Martinez
JP Morgan Chase

Nancy West
Rolanda Wilson
NID Counseling Services


Terrance Aguas, Affordable Lending Manager
JPMorgan Chase

Additional Speaker
Marilyn Love, SVP Business Development
AG Financial Funding - Bakersfield

Marc Farfel

Marc Farfel, Lender Liaison 
California Association of REALTORS®

 

Jared Martin
Sara Sutachan, VP Industry Relations
California Association of REALTORS®

 

Joel Singer
Jeanne Radsick, 2020 President
California Association of REALTORS®

Unlock the STEPS Toward Homeownership

 

 

Please contact Andrew Vidales at andrewv@car.org for more information.

 


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