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Housing Affordability By Ethnicity

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C.A.R.’s Housing Affordability Index (HAI) measures the percentage of households that can afford to purchase a median-priced, single-family home in California. C.A.R. also reports affordability indices for regions and select counties within the state. The index is considered the most fundamental measure of housing well-being for home buyers in the state.


 

2023

 

C.A.R. Traditional Housing Affordability Index

STATE/REGION/COUNTY

All

White, Non Hispanic

Asian

Hispanic/ Latino

Black

Median Home Price

Monthly Payment Including Taxes & Insurance

Minimum Qualifying Income

CA SFH

18

21

28

9

9

$813,980

$5,120

$204,800

CA Condo/Townhomes

26

31

38

16

15

$640,000

$4,030

$161,200

US

38

41

54

31

24

$394,100

$2,480

$99,200

 

 

 

 

 

 

 

 

 

S.F. Bay Area

 

 

 

 

 

 

 

 

Alameda

19

21

25

10

7

$1,225,000

$7,710

$308,400

Contra Costa

25

29

35

15

11

$850,000

$5,350

$214,000

San Francisco

21

26

18

17

6

$1,562,500

$9,830

$393,200

San Mateo

17

19

20

10

8

$1,960,000

$12,330

$493,200

Santa Clara

20

21

25

8

9

$1,765,000

$11,110

$444,400

Solano

27

30

39

18

22

$586,000

$3,690

$147,600

Southern California

 

 

 

 

 

 

 

 

Los Angeles

14

22

18

7

8

$833,380

$5,240

$209,600

Orange

13

16

15

7

7

$1,260,000

$7,930

$317,200

Riverside

23

26

30

18

20

$612,000

$3,850

$154,000

San Bernardino

31

34

41

27

23

$475,000

$2,990

$119,600

San Diego

14

16

21

8

6

$931,200

$5,860

$234,400

Central Valley

 

 

 

 

 

 

 

 

Fresno

33

43

39

26

20

$410,000

$2,580

$103,200

Kern

34

39

55

29

29

$379,000

$2,380

$95,200

Sacramento

28

30

34

23

21

$527,086

$3,320

$132,800

San Joaquin

29

32

38

21

24

$535,000

$3,370

$134,800

Stanislaus

19

24

19

14

15

$460,000

$2,890

$115,600


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